Property Facts Blog

Insurance Premium Tax v Value Added Tax for insurance
Posted on by Anthony Wakefield

Next June Insurance Premium Tax is due to rise from 10% to 12%. It already stands at 20% on Travel policies. Is it now time to consider scrapping Insurance Premium

Read more …


Insurance Premium Tax
Posted on by Anthony Wakefield

Insurance Premium Tax is yet another tax that has to be paid with little or no benefit for the people that pay it! Originally set at 5%, by small steps it

Read more …


Flood Protection – Should we be building an ark?
Posted on by Anthony Wakefield

FLOOD PROTECTION – SHOULD WE BE BUILDING AN ARK? In the past ten years there have been at least 13 incidents of serious flooding in the UK with only 2006

Read more …


TELEMATICS – THE FUTURE OF HOME PROTECTION
Posted on by Anthony Wakefield

TELEMATICS THE FUTURE OF HOME PROTECTION We have all become familiar with our burglar alarms at home, but soon these will become as redundant as the fax machine (remember that?).

Read more …


Barn and Mill Conversions
Posted on by Anthony Wakefield

Who would not like the idea of living in a beautifully converted barn or mill and having wonderful views over the Surrey countryside? You would be surprised how many! Agricultural

Read more …


Flood Re – an update
Posted on by Anthony Wakefield

Since we last reported on the development of Flood Re last year there have been several improvements to the new initiative, which hopefully see many householders in flood prone areas able

Read more …


Index Linking – Is It Enough?
Posted on by Alex

Most Household Insurers automatically apply indexation to their policies. This sometimes only applies to the Buildings and General Contents sections, but many High Net Worth insurers also apply an indexation

Read more …


Changes to Insurance Premium Tax from 1st November 2015
Posted on by Anthony Wakefield

UK tax on Household, Motor, Commercial and most other types of general insurance (apart from Travel Insurance  and some other categories of insurance where the tax is already at 20%) is

Read more …


BNB and short term lets
Posted on by Anthony Wakefield

There has been some disturbing news in the weekend papers about people who have taken in short term guests from the Airbnb web site and subsequently found that their household

Read more …


Getting ready for winter
Posted on by Anthony Wakefield

  Winter check List As winters get colder, claims for water damage increase. Nobody wants the disruption this causes, so here are a few ways in which you can reduce

Read more …