Property Facts Blog

Party Wall Insurance – What Is It & When is this actually required?
Posted on by Anthony Wakefield

Renovators can be forgiven for failing to appreciate the importance of party wall insurance. We all tend to have a basic understanding of how liability to third parties works so

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Time to Extend ?
Posted on by Anthony Wakefield

“The perennial question do I move house to gain more space or should I extend my home?” can be an exciting prospect for some homeowners but equally it can prove

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It’s an ill wind…… How the world’s windstorm losses may affect your insurance costs in 2018
Posted on by Anthony Wakefield

2017 has been the worst year in monetary terms for windstorm damage since 2005. That was the year when Hurricane Katrina caused so much devastation. In 2017 the insurance costs of Hurricanes Irma and

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Insurance Premium Tax v Value Added Tax for insurance
Posted on by Anthony Wakefield

Next June Insurance Premium Tax is due to rise from 10% to 12%. It already stands at 20% on Travel policies. Is it now time to consider scrapping Insurance Premium

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Insurance Premium Tax
Posted on by Anthony Wakefield

Insurance Premium Tax is yet another tax that has to be paid with little or no benefit for the people that pay it! Originally set at 5%, by small steps it

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Flood Protection – Should we be building an ark?
Posted on by Anthony Wakefield

FLOOD PROTECTION – SHOULD WE BE BUILDING AN ARK? In the past ten years there have been at least 13 incidents of serious flooding in the UK with only 2006

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TELEMATICS – THE FUTURE OF HOME PROTECTION
Posted on by Anthony Wakefield

TELEMATICS THE FUTURE OF HOME PROTECTION We have all become familiar with our burglar alarms at home, but soon these will become as redundant as the fax machine (remember that?).

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Barn and Mill Conversions
Posted on by Anthony Wakefield

Who would not like the idea of living in a beautifully converted barn or mill and having wonderful views over the Surrey countryside? You would be surprised how many! Agricultural

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Flood Re – an update
Posted on by Anthony Wakefield

Since we last reported on the development of Flood Re last year there have been several improvements to the new initiative, which hopefully see many householders in flood prone areas able

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Index Linking – Is It Enough?
Posted on by Alex

Most Household Insurers automatically apply indexation to their policies. This sometimes only applies to the Buildings and General Contents sections, but many High Net Worth insurers also apply an indexation

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